It can happen anytime, anywhere: Something goes wrong, and you are in need of an extra supply of cash. Your business took a temporary downswing because of a disaster, or perhaps international politics caused a down market. At any rate, you need cash, and you need it now!If you own equities, you are likely tempted to sell those equities to raise some fast cash. But wait, you do not have to sell those equities, when you can use them as collateral for a loan.
If you go to your bank or other conventional lender, they will tell you that they can lend on equities. But they must check their list first, for there are some equities that are forbidden by government regulations to use as collateral. Then they will tell you that they can lend up to 40% of the value of the stocks you have. After that, they will need to see a proposal describing the use of the proceeds from the loan. And by the way, the interest rate will be quite high. The funding will take a while, also.
It would be better to sell the equities. But wait!
You do not have to sell those stocks. Go see Equities First AU. They will be able to lend using any stock as collateral. They are a private company and do not have to meet government criteria for their loans. Further, they can lend up to 80% of the value of your stocks. Their interest rate is the lowest in the market. They do not need to see a business proposal. What you do with the funds is your business. The funding is right away, so there is time to save your business if need be.It only makes good business sense to see Equities First AU.